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deferred life annuity中文是什么意思

  • 递延人寿年金
  • 拖延生命年金
  • 延期人寿年金

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  • 例句与用法
  • Deferred life annuity
    延期人寿年金
  • 2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques , including deferred life annuities , whole life insurance and returnable premiums . the model has the following properties : ( a ) through the regulation of various parameters in the model , various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous . and construct an optimization model based on aggregate model of life insurance
    这个保险精算模型具有如下性质: ( a )保险公司可以根据实际情况调整参数,不同参数的组合可以得到不同的保险产品,灵活适用性较强; ( b )年金的引入,可以缓解投保人退休后的经济窘境,避免或减小因退休而面临的经济影响,保险的社会保障性得到了很好的体现; ( c )模型中的还本部分,使得这种保险产品具有储蓄和保险的双重功能,不仅扩大了保险的社会职能,而且对于投保人来说,多了一种安全的投资选择; ( d )年金连续的情况下,建立了具有储蓄功能的养老保险精算模型。
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